Insurance Education

Know Your Options
Before You Enroll.

Straight answers about Medicare and life insurance — written by a broker who works for you, not the carriers.

Medicare

Medicare Advantage vs. Medicare Supplement: Which Is Right for You?

6 min read May 2026

Two very different approaches to Medicare coverage. One offers extra benefits and lower premiums. The other offers freedom and predictability. Here's how to decide which fits your life.

Life Insurance

Life Insurance with Preexisting Conditions: What Nobody Tells You

7 min read May 2026

Declined before? Most people with serious health conditions don't know about guaranteed issue policies. Here's what brokers who specialize in complex cases know — and most others won't say.

Medicare

What Is a D-SNP Plan and Do You Qualify?

5 min read May 2026

If you have both Medicare and Medicaid, there may be a $0 plan with free dental, vision, transportation, and OTC benefits waiting for you. Most people who qualify have never heard of these plans.

Medicare

Medicare Advantage Plans in Massachusetts: What You Need to Know in 2025

8 min read May 2026

A Massachusetts-licensed broker cuts through the noise — what Medicare Advantage actually covers, how it compares to Original Medicare, and the 5 things most brokers won't tell you.

Medicare

D-SNP Plans Explained: The $0 Medicare Benefit Most Dual-Eligible Residents Miss

7 min read May 2026

If you receive both Medicare and Medicaid, you may qualify for quarterly enrollment changes, $0 copays, OTC allowances, and free rides to appointments — and most people never find out.

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Willis Advocacy Group (UKW Consulting Inc.) is not affiliated with or endorsed by Medicare, Medicaid, or any U.S. government agency. We do not offer every plan available in your area. Contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) for all available options. This is a solicitation for insurance. Licensed in MA, CT, NJ, NY, NC, FL, TX, ME.